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Student Loans

Loan funds may be used to pay tuition, fees, room, board and other related educational expenses. Information about federal loans is available at the Financial Aid website or may be obtained in the Office of Financial Aid.

Federal Direct Ford Loans, Federal Direct PLUS Loans and Federal Grad PLUS Loans

Under these programs, the U.S. Department of Education makes loans available through the University, directly to students and parents. The University of the Pacific Financial Aid Office determines eligibility and provides application instructions. Students may be eligible for Federal Direct Ford Loan funds. Parents of dependent students may apply for the PLUS Loan, while graduate students and professional Pharmacy students may qualify for the Graduate/Professional PLUS.

Federal Perkins Loan

This federally sponsored program is administered by the University Student Loan Department and offers a five percent, fixed interest rate loan for students who demonstrate high financial need.  The Federal Perkins Loan program is set to expire September 30, 2018 and in limited instances schools can continue to make loans to students until September 30, 2018.

Health Professions Student Loan

The HPSL program is sponsored by the U.S. Department of Health and Human Services and is administered by the University Student Loan Department. This loan offers a five percent, fixed interest rate and is available for eligible students enrolled full-time in the University’s professional pharmacy and dental programs.

Henry and Elsie Bell Memorial Endowed Student Loan Fund

Established with gifts from the Virginia and Harris Fowler Trust.

Herbert E. and Lillian E. Burbank Memorial Student Loan Fund

Established with an estate gift from their daughter Jeanne C. Burbank.

Robert and Merle Carter Student Loan Fund

Established by two long-time friends of the University whose belief in Pacific and its students motivated them to provide this opportunity for worthy and needy young men and women.

Juanita and Earnie Cronkite Loan Fund

Established with an estate gift to assist deserving students with their education.

Lloyd Ivan Gerry Memorial Loan Fund

Established from the estate of Isa Spencer Gerry in memory of her husband.

Claude H. Hogan Revolving Loan Fund

Established to provide emergency loans, supplemental loans and summer study loans for non-traditional students.

Clara and Frank Mayo Student Loan Fund

Established from a trust to assist students with interest-free loans.

Blanche Pope Neal Student Loan Fund

Established with a gift to assist students.

Ralph M. Parsons Revolving Loan Fund

Established by a gift from the Ralph M. Parsons Foundation to assist sophomores, juniors, and seniors who meet GPA and other eligibility requirements. Preference is given to engineering and science majors.

Edna Ormsby Proctor Endowed Memorial Loan Fund

Established by a gift from her estate to assist the University in training students for full-time Christian service in the area of religious education, preparing for directorships, conference executive work, and other related professions.

SIS Tenth Anniversary Loan Fund

Established to assist students with the cost of attending Pacific.

Francis A. Wagstaff Loan Fund

Established with an estate gift to assist students with expenses. 

Methodist Student Loan Fund

A limited number of students who are active members of the United Methodist Church may obtain loans from the Student Loan Fund administered by the Board of Education of that church. Information is obtained from the University of the Pacific Financial Aid Office.